Identity Theft Sheild

Identity Theft Sheild

Our civilization is information-driven. We can conduct business and complete transactions in a couple of seconds thanks to technology. Identity theft is a new crime that has emerged as a result of the abundance of information. In fact, since 1999, identity thieves have successfully stolen the identities of almost 27 million Americans, according to a Federal Trade Commission press release from 2003. That number keeps rising year after year. Almost 10 million Americans claimed to have been victims of identity bandits in 2003 alone.
What does that mean, then? In the event that your credit card is stolen, your credit card provider should be able to assist you.

Approximately 60% of identity theft cases, according to the FTC, have nothing to do with your active credit card accounts.
New credit lines started in your name through bank loans or credit cards, phone and utility fraud, and even fraud related to your job can all lead to identity theft. We are all vulnerable since there are so many different ways for us to be harmed in our daily lives.
How are you able to help? In such a scenario, where would you go for assistance? Would you know how to get your reputation cleared? You don't need to worry about what to do anymore because we have the solution.
Pre-Paid Legal Services®, Inc. is a trailblazer in the legal services sector, as you are already aware. Having protected our members' legal rights for over 30 years, we have now partnered with Kroll Inc., the biggest risk consulting firm in the world.
Kroll has been assisting businesses, government organizations, and private citizens in lowering risk and seizing opportunities for over 30 years. Marsh Inc., the risk and insurance services division of Marsh & McLennan Companies, Inc., the international professional services corporation, operates Kroll as one of its operating units. Kroll can operate and restructure businesses, examine accounting practices and financial documents, collect and filter electronic evidence for attorneys, recover lost or damaged data from computers and servers, conduct in-depth investigations, screen candidates for jobs both domestically and abroad, protect people, and improve security systems and procedures. Kroll has offices in more than 60 cities in the US and abroad. Kroll has created a special remedy for identity theft victims during the past three years. Pre-Paid Legal members can now take use of this new service by using the IDENTITY THEFT SHIELD perk.
What advantages does this offer to our members?
With the help of the Identity Theft Shield, you can quickly obtain the information you need to comprehend your credit scores and take legal action against anyone posing a threat to your financial stability. This feature is intended to notify you of any unusual activity on your account and repair any harm that may have been done to your credit history.
1. Experian's credit report
Verify the accuracy of your financial records.
Your most valuable financial asset is your credit score. It frequently determines the interest rate at which you might borrow money in addition to having an impact on your creditworthiness. It may also have an impact on your capacity to obtain job or insurance. Your credit rating is a tool used by some insurance firms and potential employers to assess your level of responsibility.
It is advised by experts that you routinely check your credit report. It's simple with the Identity Theft Shield. Experian is required to provide members with an updated credit report at no extra cost.
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Experian's Personal Credit Score and Analysis
Understand your credit score and how it impacts your capacity to obtain loans.
The data in your credit report is what determines your credit score. Lenders use this score to assess your creditworthiness. Your chances of getting the credit you seek are better the higher the number.
Your Credit Report will come with a comprehensive examination of your Personal Credit Score. This study can be used to determine your current credit status.
2. Constant Credit Watching with Experian
Find out about any unusual activity before it destroys your credit.
In a matter of hours, a skilled thief may take on your identity. However, it can take years for your credit to get back to normal. The damage that identity thieves wreak can be reduced by detecting them early.
Experian will regularly monitor your credit files as part of your Identity Theft Shield membership. You'll be alerted to suspicious activities, giving you the advantage of early detection. If any new accounts are opened in your name, or if your credit report is updated with unfavorable information, you will be notified right away.
3. Service for Restoring Fraud
Receive one-on-one support and guidance from professionals.
Your credit report discrepancies should be taken care of right away. Please clarify your concerns to our Customer Service Department by calling the Identity Theft Shield number that has been assigned. Our fraud detectives will help you at every stage if it is identity theft. We will expedite the delivery of a Fraud Restoration package that includes comprehensive and detailed materials, tools, and instructions.
You will be eligible for Enhanced Restoration Services if you sign a Limited Power of Attorney. Kroll will collaborate with you to ascertain the degree of identity and credit fraud. Kroll will send fraud notifications on your behalf to the US Postal Service, the Federal Trade Commission, and the Social Security Administration—the three main credit repositories. Regarding your identity theft concerns, Kroll will collaborate with the bureaus, creditors, and collection agencies to rectify your credit. Kroll will cooperate with law police, the department of motor vehicles, and other agencies to address your identity theft concerns, if required and reasonable.
Basic Consulting Services will be provided to you in the event that you reject the Limited Power of Attorney. Kroll will collaborate with you to ascertain the degree of identity and credit fraud. Kroll will give you the names and contact details of the companies you'll need to collaborate with. Throughout the process of reclaiming your identity, Kroll will offer sample letters and forms and be reachable by phone at a toll-free number.
It is crucial to realize that circumstances involving a business identity or identity theft that happened before the membership enrollment are not covered. If the identity theft resulted from a dishonest, criminal, malevolent, or fraudulent act in which you, your spouse, or your kid directed, participated, or knew about, Identity Restoration will not apply. If there has already been a known instance of identity theft, restoration services will not be given. To be eligible for restoration services, you need to be a paying, active member. Benefits under the plan do not pay for monetary damages brought on by identity theft.
Did you know that victims typically expend over 175 hours and $1,500 in their own money to erase their records? The cost of preventing identity theft is significantly lower with Pre-Paid Legal's IDENTITY THEFT SHIELD. For a just $12.95 a month [$9.95 when combined with the Pre-Paid Legal membership], members of IDENTITY THEFT SHIELD enjoy the extra assurance that someone is fighting their corner. The best part is that you, the member, and your spouse benefit from this monthly charge.
There are stories about identity theft in talk programs, newspapers, magazines, television, and other media platforms. Having this kind of coverage makes sense, don't you think, now that you know this advantage is available? If you were a victim of identity theft, can you imagine the comfort it would bring you and your partner to know that you both have access to these services? Call 646-232-3552 to speak with Mark Freink, Independent Associate, about registering for Identity Theft membership. Act now rather than waiting until it is too late!
Please refer to the written material provided by Pre-Paid Legal regarding Identity Theft Shield for a comprehensive list of disclosures and exclusions.
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